Construction Contractors’ Compliance to Health and Safety Insurance Policies in Lagos State
Abstract
Construction workers are continuously liable to health and safety issues which pose major problems and concerns to productivity in the construction industry. Despite availability of health and safety policies with specific insurance and risk management considerations; injuries, fatalities and death from construction related activities appear unabated, which suggests possible non-compliance of contractors to established health and safety regulations. This study examines contractors’ compliance to health and safety insurance policies in Lagos State, with a view to stemming high risks of hazard occurrence. Survey research design was adopted and data were collected using questionnaires. Descriptive statistics was used for the analysis. Results show that there is a significant difference in the awareness of contractors on health and safety insurance policies for construction projects. Furthermore, results show that there is a significant difference in the level of compliance to Health and Safety policies between foreign/multi-national and indigenous construction firms. Based on these findings, it was recommended that there should be continuous enlightenment by the regulatory agencies on insurance policies to increase the level of awareness of contractors on health and safety insurance policies for construction project. Also, stakeholders in the industry should initiate modalities for monitoring contractors’ compliance to identified health and safety insurance policies in Lagos State, thereby fostering a high level compliance and also ensuring consistency in compliance.
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